for Small Businesses
with Big Ideas
A trusted ally in critical times, TAP’s financial expertise and decades of collective experience make it a difference-maker for small and medium-sized businesses, no matter the assignment or mandate.
Innovative Financing Solutions
Purchase Order & Supply Chain Financing
Positioning to Maximize Potential
Customized Solutions to Problematic Situations
TAP Financial Partners had its origins in the desire to fill a void for small and medium-sized companies that traditionally didn’t have access to firms with the expertise, experience, and resources to help them to realize their business potential.
The quest to make a difference for companies at all stages in their history continues to drive the senior-level pros that created TAP, a privately-held, boutique merchant bank that offers client-centric advisory, restructuring, and fundraising services to a select group of clients and affiliates. With Tap Financial Partners, you’ll have the resources to succeed.
10 Biggest Challenges Faced by Small Businesses
Accessing and Raising Capital
When institutional investors aren’t interested, where can small or medium-sized businesses turn for capital to fuel growth?
The Marketing Trap
In trying to grow your business, should you spend your time enhancing your relationship with those customers or should you spend your resources on new customer cultivation.?
One of the many risks a business faces is customer concentration. In general, if a large customer represents more than 10% of revenues, the business is exposed to customer concentration risk.
Regardless of whether you appropriate a monetary value to it or not, time is generally one of the most valuable commodities a small business owner has.
Changing Government Regulations
How do government regulations permeate different aspects of your business and industry? Tax changes? Competitive changes?
Needing a Clear Plan To Go With Your Vision
One of the key pillars for any business is to reduce your vision to a crisp, yet flexible plan accompanied by a financial model
Analyzing if You Are Making Money
Measuring and understanding current and past profitability, and projecting future profitability is of the utmost importance for any business.
The Need for Better Internal Systems
Every business is different and internal reporting showing where you are and where you’d like to be is somewhat individualistic.
Affording Needed Staffing
It always seems like you need another (or two or three) pair of hands as you grow. Question is who? When? How many and can I afford them?
Outside Consultants and Advisors - Do You Need Them?
You can do a lot, but you can’t do it all or hire all the people you need at critical times in your development. It’s that plain and simple. Do I need, can I afford and should I bring on outsiders to assist?
Client Challenges Overcome with TAP Solutions
Here Comes the Sun
PROBLEM: The decision to change its business model to one that concentrated on community solar gardens led to unexpected problems.
Smooth Sailing after Chapter 11
PROBLEM: Large contracts were lost, forcing the company to file for Chapter 11 protection.
Accounting for Growth
PROBLEM: A lack of working capital and unique corporate structure hindered management’s growth agenda.
How Big Bank Failures Affect Small Businesses
WHOSE JOB IS IT?
SMALL & MEDIUM-SIZED BUSINESSES NEED TO PREPARE FOR TOUGH TIMES BEFORE THE PAIN SETS IN
He, or She, Who Hesitates is Lost: Takeaways from the Silicon Valley Bank
There’s an old expression about closing the barn door after the horses have run out that some believe is analogous to the downfall of Silicon Valley Bank. Theirs is a cautionary tale about the importance of balance sheets and reviewing potential areas of exposure before it’s too late.
Small Business Recession Survival Guide
These are interesting economic times, with a variety of challenges facing small and medium-sized businesses. There are, however, also opportunities for entrepreneurs best suited to pivot and take advantage of complex and adverse circumstances.
Which Industries are Most Resistant or Vulnerable in Inflationary Times?
One person’s ceiling is another person’s floor, the old expression.